Starting May 1, 2025, commuters across India will experience a revolutionary change in toll payments. The government is introducing a new toll payment system that allows automatic deductions from debit and credit cards. This initiative aims to simplify road travel, reduce wait times at toll booths, and make the experience smoother for all types of vehicle users.
Old FASTag System vs New Card-Based System
| Feature | FASTag System | New Card-Based System |
|---|---|---|
| Recharge Needed | Yes | No |
| Linked to Vehicle | Yes | Yes |
| Works Without FASTag Balance | No | Yes |
| Bank Integration | Limited | All major banks |
| Setup Required | Minimal | Card linking needed |
| Rollout Scope | Nationwide | Initially on selected highways |
Toll Payments via Card – No More Recharges Needed
The new system allows drivers to link their debit or credit cards with their vehicle registration. Once linked, every time the vehicle passes through a toll plaza, the amount will be automatically deducted from the connected card — even if your FASTag is low on balance. This reduces the dependency on wallet recharges and minimizes interruptions on highways.
How the System Works – Behind the Technology
Using advanced RFID and ANPR (Automatic Number Plate Recognition) technology, the toll plaza identifies the vehicle and triggers an automatic payment from the linked bank card. A confirmation receipt is instantly shared via SMS or mobile app. This hybrid model retains the FASTag functionality while introducing direct bank integration for added convenience.
Prepare in Advance: What You Must Do Before May 1
To avoid toll disruptions, vehicle owners should link their cards before May 1. You can register via the NHAI toll portal or through your bank. Enter your vehicle number, authorize auto-debit, and complete the process in a few simple steps. It’s important to ensure your card is active for online or recurring transactions.
Who Benefits Most from the New System?
From private car owners to transport businesses, this rule is expected to be a game-changer. Daily commuters will save time, fleet operators will enjoy better financial tracking, and long-distance drivers can avoid toll-related penalties or delays.
FASTag Isn’t Going Away – It’s Getting Better
Contrary to rumors, FASTag will not be discontinued. Instead, it’s being integrated with this new system to provide multiple payment options. Users can still use FASTag, but the card-based payment offers a reliable backup in case of low balances or technical issues, making toll collection more resilient.
Frequently Asked Questions
No, it is optional for now but highly recommended for seamless toll payments.
Yes, FASTag continues to work as usual alongside the new system.
Yes, card linking is consent-based, and security protocols are in place.
Yes, but each vehicle must be registered individually.
All major Indian banks are being onboarded for this system.