E-Shram Card: India’s unorganized sector contributes massively to the economy, yet most workers in this sector lack social security. To bridge this gap, the government has introduced the E-Shram Card, a powerful initiative to ensure financial stability post-retirement. By applying from the comfort of your home, you can now access a monthly pension of ₹3000 and various insurance benefits.
Important Points
| Key Feature | Details |
|---|---|
| Eligible Age Group | 16–59 years |
| Monthly Pension | ₹3000 after turning 60 |
| Insurance Cover | ₹2 lakh (death), ₹1 lakh (disability) |
| Application Mode | Online via eshram.gov.in |
| Required Documents | Aadhaar with mobile, Active bank account |
| Eligible Workers | Delivery agents, auto drivers, vendors, etc. |
What Exactly Is an E-Shram Card?
The E-Shram Card is a unique digital identity created for workers in the unorganized sector. It not only helps the government keep track of the workforce but also allows workers to enjoy exclusive welfare schemes. Once registered, you become eligible for the PM Shram Yogi Maandhan Yojana, under which you’ll receive a monthly pension of ₹3000 after you turn 60.
Benefits Beyond Just a Pension
This isn’t just about retirement savings. Accidental insurance coverage of up to ₹2 lakh is automatically activated once you’re registered. Even if the mishap leads to partial disability, you’re still eligible for ₹1 lakh. These benefits kick in from the very first day of enrollment—making the E-Shram Card not just a financial plan, but a safety net.
Who Can Apply?
If you’re a worker between the ages of 16 and 59 and part of the unorganized sector—think delivery drivers, rickshaw pullers, construction laborers, street vendors, or domestic helpers—then this card is for you. It’s designed to uplift people like you who might otherwise miss out on formal government schemes.
How to Apply for an E-Shram Card Online
No need to visit any office! Just follow these steps:
- Go to the official website: https://eshram.gov.in
- Click on “REGISTER on eShram”
- Enter your Aadhaar-linked mobile number
- Complete the OTP verification
- Fill in your personal, work, and bank details
- Submit the form and download your E-Shram Card
Make sure your Aadhaar is linked to your mobile number and your bank account is active.
Frequently Asked Questions
Any unorganized sector worker between 16–59 years can apply.
You need an Aadhaar card linked to your mobile and a valid bank account.
You will receive a monthly pension of ₹3000 after reaching the age of 60.